A few days after 9/11, Ian McEwan wrote in The Guardian about the aftermath of the tragedy, the shock it had caused in the people he knew. Despite the world-spanning nature of the events, he noted that “the reckoning, of course, was with the personal.”
In describing how people channeled their traumatized watching into fantasies and daydreams that limn the cracks in the “terrible actuality”, McEwan hits on something essential in these imaginings about “what if it was me?”:
This is the nature of empathy, to think oneself into the minds of others. These are the mechanics of compassion … Imagining what it is like to be someone other than yourself is at the core of our humanity. It is the essence of compassion, and it is the beginning of morality.
Your writing does not have to overtly engage with ethical quandaries in order to be moral. All it needs to do is whisk the reader into another person’s consciousness. By doing so, fiction can breed understanding.